Estate Planning

Full-circle protection for your life, your family, and your legacy.

Full Circle Planning for Every Stage of Life

Circle Financial Planning brings every part of your financial life together. Through thoughtful wealth management, retirement planning, and holistic guidance, we help you make confident decisions so you can experience less stress and more enjoyment of your money, today and for the years ahead.

Find Your Planning Path

Estate Planning

  • Estate Plan Analysis
  • Charitable Gifting Strategies
  • Beneficiary Review
  • Financial Drill
  • Wills and Trust
  • Planning for Incapacity
  • Creating and Preserving a Family Legacy
  • Using Life Insurance in Estate Planning
  • Strategies to Minimize Estate Taxes

At the center of your financial life.

Circle Financial Planning brings every part of your financial life together. Through thoughtful wealth management, retirement planning, and holistic guidance, we help you make confident decisions so you can experience less stress and more enjoyment of your money, today and for the years ahead.

How We Work:

We understand where you are today.

You decide where you want to go.

We help guide you forward.

Send us a message and we will circle back...

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“Clients are motivated by many things. However, a legacy of ease and protection is among the top reasons Circle Financial Planning engages clients in estate planning conversations.”

-Your Circle Team

Federal Estate Taxes

How Much Estate Tax Might You Owe?

Taxes are an important consideration in distributing your estate. Each estate is allowed a federal estate tax exclusion, an amount that can pass transfer-tax-free, either through lifetime gifts or at death.

In 2025, only estates valued at $13.99 million (or $27.98 million for married couples) may be subject to the federal estate tax. The top tax rate is currently 40 percent.

Use this calculator to estimate the taxable value of your estate and the approximate amount of federal estate taxes that could be owed.

Includes real estate, stocks, bonds, insurance on the decedent's life, annuities, and miscellaneous property.

Includes funeral costs, debts owed at time of death, and charitable bequests.

Your Results

Net value of estate$0
Federal estate tax exclusion (2025)$0
Taxable value of estate$0
Tax Rate40.00%
Estimated Federal Estate Tax Due$0
Estimated Amount to Heirs$0

This is a hypothetical example for illustrative purposes only. This information is not intended as tax, legal, or investment advice. You are encouraged to seek guidance from an independent tax or legal professional.

Our Vision

Our vision is a future where confidence replaces uncertainty, allowing our clients to thrive in the lives they build, the work they pursue, and the moments they cherish.

Our Mission

Our mission is to help people live better lives by feeling secure about their future. We believe financial planning is deeply personal, and our purpose is to guide, support, and care for our clients through every season of life.

Full circle planning for every stage of life.

With thoughtful guidance, trusted relationships, and care that evolves with you, we support you through every season of life, so nothing feels overlooked and every decision feels intentional.